Job Description

To design and implement strategies for the recovery and rehabilitation of the maximum possible value of all secured assets (immovable, tangible and intangible) which are related, whether directly or indirectly, to any debt owed to the bank where the repayment of that debt or any part thereof is in doubt (distressed assets). To provide leadership, guidance and quality assurance to the Credit Collections Function to manage risk, achieve collections targets and align to best practices

Qualifications

Qualification: 

• Business Commerce, Finance and Accounting, Mathematical Sciences, Risk Management, Quantitative Studies,
• Licenses & Certifications: Certified Risk Manager (CRM)

Experience Required:

• 8-15 Years' exposure Heading up a Home Loans or VAF portfolio 
• Experienced in Quantitative Analytics and managing a team of specialists in this field
• The role requires a seasoned, holistic technical leader with a proven organisational capability and profound knowledge of the full dimension of the Credit Risk field but with specific focus on the design of strategies for collections, gained from a track record of 10 years plus in functional leadership. Banking experience covering collection and recovery, portfolio analysis and/or credit risk management. Legal, Regulatory, Compliance proficiency in supervising and managing foreclosure process

Additional Information

Behavioural Competencies:

• Adopting Practical Approaches
• Developing Strategies
• Directing People
• Making Decisions

Technical Competencies:

• Data Compliance
• Data Quality
• Evaluating Risk Management Effectiveness
• Financial Acumen
• Financial Analysis
• Financial and Accounting Control
• Promote Good Governance, Risk & Control
• Quantitative Analysis
• Risk Management
• Risk Reporting

• Design and implement strategies for asset recovery and rehabilitation
• Provide leadership and guidance to Credit Collections Function
• Manage risk and achieve collections targets
• Ensure alignment to best practices

• Quantitative Analytics
• Team Management
• Credit Risk Management
• Portfolio Analysis
• Legal and Regulatory Compliance

• Business Commerce, Finance and Accounting, Mathematical Sciences, Risk Management, Quantitative Studies
• Certified Risk Manager (CRM)