Job Description

To support the development, structuring, and execution of the Bank’s Supply Chain Financing (SCF) business by originating anchor-led programs, onboarding suppliers and distributors, assisting in credit structuring and approvals, and ensuring effective implementation and monitoring of SCF solutions. The role contributes to growth in funded and non-funded working capital assets while maintaining portfolio quality and strong stakeholder relationships.

Roles & Responsibilities

Business Development & Program Support

• Support identification and onboarding of anchor corporates with established supply chains in sectors such as FMCG, manufacturing, telecom, agriculture, and trading.
• Assist in structuring anchor-led Supply Chain Finance programs, including:
  • Supplier/Vendor Financing
  • Dealer/Distributor Financing
  • Invoice Discounting
  • Purchase Order Financing
  • Payables and Receivables Financing
• Conduct value chain analysis to identify financing opportunities within anchor ecosystems.
• Support acquisition of new-to-bank suppliers and distributors through SCF programs.

Product Structuring & Implementation

• Assist in drafting SCF program policy notes, including eligibility criteria, limits, pricing, tenor, documentation, settlement mechanisms, and risk mitigants.
• Coordinate end-to-end operational workflows between Relationship Managers, Credit, Operations, IT, Anchors, and Suppliers/Distributors.

Support digitization of trade and invoice flows, including onboarding onto SCF platforms and Credit & Risk Support

• Prepare and support credit proposals for anchor corporates and program-level approvals in line with internal credit policies.
• Support development of supplier and distributor scorecards using bank data, anchor data, behavioural trends, and transaction history.
• Monitor portfolio performance, including DPD, overdue accounts, and concentration levels, and escalate early warning signals.
• Support periodic portfolio reviews and reporting.

Stakeholder & Relationship Management

• Maintain effective working relationships with anchor corporates, particularly procurement and finance teams.
• Coordinate with Legal to support finalization of program and supplier/distributor agreements, including:
  • Program Agreements
  • Supplier/Dealer Agreements
  • Assignment Deeds
• Support supplier and distributor onboarding and awareness sessions, including training and documentation support.
• Act as a subject matter support resource on SCF products for internal stakeholders

Market Engagement & Continuous Improvement

• Support participation in industry events, forums, and ecosystem initiatives related to supply chain and trade finance.
• Assist in engagement with fintech and ecosystem partners to enhance SCF delivery and efficiency.
• Contribute to the continuous improvement of SCF processes, turnaround times, and customer experience.

• Support identification and onboarding of anchor corporates with established supply chains in sectors such as FMCG, manufacturing, telecom, agriculture, and trading.
• Assist in structuring anchor-led Supply Chain Finance programs, including:
  • Supplier/Vendor Financing
  • Dealer/Distributor Financing
  • Invoice Discounting
  • Purchase Order Financing
  • Payables and Receivables Financing
• Conduct value chain analysis to identify financing opportunities within anchor ecosystems.
• Support acquisition of new-to-bank suppliers and distributors through SCF programs.
• Assist in drafting SCF program policy notes, including eligibility criteria, limits, pricing, tenor, documentation, settlement mechanisms, and risk mitigants.
• Coordinate end-to-end operational workflows between Relationship Managers, Credit, Operations, IT, Anchors, and Suppliers/Distributors.
• Support digitization of trade and invoice flows, including onboarding onto SCF platforms and Credit & Risk Support
• Prepare and support credit proposals for anchor corporates and program-level approvals in line with internal credit policies.
• Support development of supplier and distributor scorecards using bank data, anchor data, behavioural trends, and transaction history.
• Monitor portfolio performance, including DPD, overdue accounts, and concentration levels, and escalate early warning signals.
• Support periodic portfolio reviews and reporting.
• Maintain effective working relationships with anchor corporates, particularly procurement and finance teams.
• Coordinate with Legal to support finalization of program and supplier/distributor agreements, including:
  • Program Agreements
  • Supplier/Dealer Agreements
  • Assignment Deeds
• Support supplier and distributor onboarding and awareness sessions, including training and documentation support.
• Act as a subject matter support resource on SCF products for internal stakeholders
• Support participation in industry events, forums, and ecosystem initiatives related to supply chain and trade finance.
• Assist in engagement with fintech and ecosystem partners to enhance SCF delivery and efficiency.
• Contribute to the continuous improvement of SCF processes, turnaround times, and customer experience.

• Supply Chain Financing
• Credit Structuring
• Portfolio Management
• Stakeholder Management
• Business Development
• Value Chain Analysis
• Invoice Discounting
• Purchase Order Financing
• Payables and Receivables Financing
• Digitalization
• Risk Mitigation

• Experience in Supply Chain Financing
• Understanding of various SCF products
• Ability to conduct value chain analysis
• Proficiency in credit proposal preparation
• Strong stakeholder relationship management skills
• Familiarity with legal agreements related to SCF