Summary
Date Posted: Monday, November 07, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
Duties and responsibilities.
• As Credit Risk Owner, identifies, mitigates, and monitors risks in credit function;
• Conducts market surveys and identifies new and viable markets for lending business;
• Initiates plans for training and development of Credit officers in accordance with the loans portfolio development and makes recommendations to the head of Department;
• Reviews lending policies and procedures on a regular basis and submits appropriate improvement plans and strategies;
• Monitors and controls the performance of all loans, and overdrafts including staff loans;
• Compiles, disseminates and monitors implementation of lending policies, procedures and Central Bank regulations, (especially regarding classification and recovery of outstanding portfolio);
• Ensures that proper securities are taken on and registered in accordance with letters of Analyses arrears rate on monthly basis;
• Devises, and keeps to, roster for regular visitation of businesses in order to assess lending performance;
• Monitors the application of loan and ensures that loan accounts balance, commissions and interest are properly calculated;
• Prepare monthly credit statistics and reports to the Head of Department;
• Submits quarterly reports to the head of department on overall lending performance
• Identifies old loans previously handed to lawyers and contacts lawyers so as to ascertain the current position of these cases and
• Reconcile and monitor suspended interest GL
• Any other duties as may be assigned by Head of Credit & Recovery.

Required Education & Experience
• Bachelor Degree in Business Administration in Finance or equivalent from a recognized Institution
• 3-4 years relevant working experience.
• Knowledge of finance and banking.
• Good knowledge of IFRS 9 and stress testing
• Good of chasing and following up on pending issues.
• Good communication and be patience.
• Excellent communication skills
• Team player.
• Be able to use Ms. Word, Excel, and Outlook.
• Excellent problem solving, convincing and negotiation skills.

Mode of application
Applications should include the following:
• Typed letter of application hand-signed by the applicant.
• Detailed CV.
• Photocopies of relevant Certificates.
• Two recent passport size photographs of the applicant.
• Name of at least two referees with complete contact details.

REMUNERATION
Attractive remuneration package will be offered to the successful candidate.

Work Hours: 8

Experience in Months: 36

Level of Education: Bachelor Degree

Job application procedure
All applications should be done through https://chinadashengbank.co.tz/mission-vission/careers/ 
Applications should be addressed to:
The Chief Executive Officer,
China Dasheng Bank Ltd,
P.O. Box 388,
Dar es Salaam.
Physical Address:
Mezanine Floor, Extelecoms House,
Samora Avenue, Dar es Salaam.

Closing Date:
The deadline for submitting the application is 21 November 2022.

Only short-listed applicants will be contacted.

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